Prequalify for a mortgage
Who can help you prequalify?
A loan officer, home-purchase education counselor or real estate agent can help you prequalify — or you can do it yourself.
Complete a Prequalification Worksheet (.pdf) to find out an estimate of the home price and maximum monthly mortgage payment you could afford and qualify for, based on your monthly income and debts, and current interest rates.
Prequalifying is not a commitment on your part to work with a particular lender or real estate agent, and it does not guarantee you a loan on the lender’s part. That all happens during the actual loan application process.
